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That's why we are elated to be able to partner with a company such as ZION HEALTHSHARE
Bringing this benefit to our health-minded, savvy friends.
If you need help navigating the healthcare system and want to see if Zion Healthshare program is for you, just reach out. We are happy to discuss the details to see if Zion Healthshare is a good option for you or your company
Clint and I are now saving $1,000’s a year on our health insurance.
Companies can save $1,000's each month with Zion’s Essential plan for employers.
It's nice to know we have options!!
How our journey to Zion happened:
Clint and I have been navigating the insurance system since Clint resigned from his W-2 to work in our business Optimal Integrative Health full-time.
Let me tell you what a joke insurance is! But, I'm sure you all know!
Even with an employer paying a portion of the cost, almost $1,200 was coming out of Clint's paycheck every month.
Fast forward... I found a fantastic way to cover our health insurance needs and save us $1,000's each year!
THE SOLUTION?
Zion Healthshare and a Direct Primary Care (DPC) doctor.
With this combo, your needs are covered and your pockets aren't emptied every month with insurance costs!
TLDR:
You choose an Initial Unsharable amount (IUA) i.e. $1,000 / $2,500 / $5,000
You pay a low monthly rate based on age and whether you are an individual, with a spouse, and/or, have children.
When coverage is needed you pay up to your determined IUA, then Zion Healthshare system covers the rest.
Pay a single IUA for all eligible expenses related to a medical need request. Your IUA does NOT reset at the beginning of the year compared to a deductible for traditional insurance! You pay a maximum of three IUAs per family in a single year. After three IUAs have been paid the rest is covered 100% for the remainder of the year.
If treatment is ongoing for any of the incidents, no new IUA is needed, everything is covered under the same initial IUA
NOW here's where it gets even better!
Pair Zion Healthcare with a Direct Primary Care Physician (DPC) and you receive reduced rates for your Zion Healthshare membership.
DPCs also have a low-cost monthly membership fee, BUT unlike your typical doctor, you can see your DPC whenever you like, with NO co-pays. You're not gated by the system.
DPCs generally include services such as routine office visits, annual physicals, skin biopsies, sutures, fracture management, etc...in the monthly cost PLUS a ton of other services.
Labs too are ridiculously inexpensive as they pass their cost on to you.
Here are some examples:
HbA1c $5.54
Comprehensive Metabolic Panel $6.27 Testosterone $10.00
CBC (Includes Diff/PLT) $4.18
We are so fortunate that we have the most amazing DPC right in our own backyard!
Dr. Adam Schulte aka The-Drop-In-Doc. We had the opportunity to get to know Dr. Schulte over the past months when we went in to get our in-body scans.
Now we are proud to say he's our DOC! If you are local to him, stop in and say Hello! His office is located in a pretty sweet cross fit gym, Resolutions Crossfit.
If you need help navigating the healthcare system and want to see if Zion Healthshare program is for you, just reach out.
Clint and I are happy to discuss the details to see if Zion Healthshare is a good option for you.
Details on some of the features built-in some plans and available as an optional add-on for others:
Preventive sharing - Share in routine preventive services without network limitations. • Annual office visit. • Youth immunizations (up to 18). • Preventive colonoscopies. • Preventive mammograms. • Well-child visits.
Mental health - through Lifeworks • Individual treatment plan prescribed by a LifeWorks professional. • $0 session fees. • Access to the LifeWorks app with mental health resources.
RX share - Premium discounts up to 75% on your everyday prescriptions. • Generic prescriptions for as low as $5 per 30-day supply. • Save trips to the pharmacy with 3-month supplies. • Access your prescription details and browse online at optumrx.com.
24/7/365 Teladoc - Access to licensed care professionals without the wait for an office visit, or the copay. Get immediate medical advice and prescriptions sent to your local pharmacy for general medical needs. Unlimited consultations $0 copay,
Zion Health is not an insurance company. Neither this publication nor membership in Zion Health are issued or offered by an insurance company. The purpose of these membership guidelines is to help members understand and identify medical needs that qualify for potential sharing or reimbursement and the process by which reimbursements are made. The membership guidelines are not for the purpose of describing to prospective members what amounts will be reimbursed by Zion Health. While Zion Health has shared all eligible needs of its members to date, membership does not guarantee or promise that your eligible needs will be shared. Rather, membership in the Zion Health community merely guarantees the opportunity for members to care for one another in a time of need and present their medical needs to other members as outlined in these membership guidelines. The financial assistance members receive will come from other members’ monthly contributions that are placed in a benevolent fund, and not from
Zion Health. THIS PUBLICATION AND MEMBERSHIP IN ZION HEALTH SHOULD NEVER BE CONSIDERED A SUBSTITUTE FOR A HEALTH INSURANCE POLICY. IF THE MEMBERSHIP IS UNABLE TO SHARE ALL OR PART OF A MEMBER'S ELIGIBLE MEDICAL NEEDS, EACH MEMBER WILL REMAIN SOLELY FINANCIALLY LIABLE FOR ANY AND ALL UNPAID MEDICAL NEEDS. THESE GUIDELINES DO NOT CREATE A LEGALLY ENFORCEABLE CONTRACT BETWEEN ZION HEALTH AND ANY OF ITS MEMBERS. NEITHER THESE GUIDELINES NOR ANY OTHER ARRANGEMENTS BETWEEN MEMBERS AND ZION HEALTH CREATE ANY RIGHTS FOR ANY MEMBER AS A RECIPROCAL BENEFICIARY, A THIRD-PARTY BENEFICIARY, OR OTHERWISE. AN EXCEPTION TO A SPECIFIC PROVISION OF THESE GUIDELINES ONLY MODIFIES THAT PARTICULAR PROVISION AND DOES NOT SUPERSEDE OR VOID ANY OTHER PROVISIONS. THE DECISION BY ZION HEALTH TO REIMBURSE A MEMBER’S ELIGIBLE NEEDS DOES NOT AND SHALL NOT CONSTITUTE A WAIVER OF THIS PROVISION OR ESTABLISH BY ESTOPPEL OR ANY OTHER MEANS ANY OBLIGATION ON THE PART OF ZION HEALTH TO REIMBURSE A MEMBER’S ELIGIBLE NEEDS.
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